About Us

WHO WE ARE AND WHAT WE DO

James Spray, CCMB, brings you 30+ years experience in funding difficult loans. He is affiliated with nearly 200 investors and, is locally and nationally recognized in the mortgage industry. He is a Past Director of the Colorado Association of Mortgage Brokers and, is proudly affiliated with America's Mortgage, LLC. His office offers national services in cooperation with local lender licensees throughout the United States. Mr. Spray's business practice is limited to funding difficult residential real estate mortgage loans. He personally guides you through the process of getting your loan funded.

SECOND CHANCE TO FOR SUCCESS

Approvals are made for make sense loans for all income levels. We fund mortgage loans for all walks of life, including: Plumbers, IRS Agents, Teachers, Attorneys, Mechanics, Painters, Stock Brokers, Line Workers, Electricians, Mortgage Brokers, Bankers, Carpenters, Salespeople, Computer Technicians, Federal, State and Local Employees, Hospitality Industry, Realtors, Carpet Installers... Self-employed, we have pure Stated Income Loans. Approval is based on ability to pay.

FUNDING GOOD LOANS FOR GOOD PEOPLE

Our lending practice is specialized in funding mortgage loans for good people caught up in difficult credit situations. Often, our client filed a Bankruptcy Chapter 13 or Chapter 7, or is in a Foreclosure proceeding. Our efficient and courteous staff assists homeowners and home buyers with credit problems to obtain financing at current market rates. This is done with a combination of highly specialized knowledge and many years of experience. We know how to make the facts work for you.

HELPING PEOPLE REBUILD CREDIT AFTER BANKRUPTCY.

We help folks recover from bankruptcy. In addition to learning from my own personal bankruptcy, we use our 30 plus years of experience in the mortgage business to help folks recover from bankruptcy and foreclosure. As a result of our counsel, our clients enjoy monthly savings, regain self-esteem and improved credit scores.

WHAT IS OUR MAGIC? HOW DO WE DO WHAT OTHERS CANNOT?

What is our magic? Our tricks? It is very simple, there is no magic - no tricks. We apply experience with knowledge and hard work. The system can work for you, with our help. The consultation is free and we do not charge an Application Fee. We are paid when you are funded. Send your Secured loan application from our Home Page or, please call us directly.