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Established Credibility:

Who We Are

And What We Do

James Spray, CCMB, Colorado Licensed Mortgage Broker, brings 30+ years of experience in funding difficult loans. He is affiliated with nearly 200 investors and is locally and nationally recognized in the mortgage industry. Jim is a past director of the Colorado Association of Mortgage Brokers and is proudly affiliated with America's Mortgage LLC. His business practice includes funding difficult residential mortgage loans. He personally guides you through the process of getting your loan funded.

Funding Good Loans for Good People

Our lending practice is specialized in funding mortgage loans for good people caught up in difficult credit situations. Often, our clients have filed a Chapter 7 or a Chapter 13 Bankruptcy, or are in a Foreclosure proceeding. More often, our clients are in an upper end mortgage with a declining property value.

James Spray, CCMB
The Consumer Oriented Mortgage Banker (TM)
By appointment only
11941 W 48th Avenue - 2nd Floor
Wheat Ridge, CO 80033
CO LMO: 100008715
NMLS: 257365
Company NMLS: 131502
Phone: 303.403.8168
Email: JimSpray@aol.com

The Credit Score Mythbuster: http://jamesspray.wordpress.com/